During your initial check in you will be allowed to purchase items for your character for your character to start with. The amount of resources you will have for this is dependent on how many dots in resources your character has.
Also, you will be able to buy 1 additional item worth up to a 3rd dot. This item is represented as the item you've held onto over the course of your unlife or in general an item you would not part with. It can be a weapon that your character has trusted for years or the car you used to drive to Manchester. The choice is yours...